"The Dynamic Impacts of Autonomous Expenditures and Monetary Base on Aggregate Income," (with John R. Moroney) The Journal of Money, Credit and Banking, 1971.
"A Structural Study of the Income Velocity of Circulation," The Journal of Finance, 1974.
"Friedman's Estimate of the Income Elasticity of the Demand for Money," Southern Economic Journal, 1974.
"Monetary Policy and the Federal Funds Market by James Boughton," Journal of Money, Credit and Banking, 1974.
"Two Problems of Monetary Control Resulting from the Lag in Effect of Monetary Policy," Southern Economic Journal, 1976.
"The preferences of Financial Institutions for Construction and Permanent Mortgage Lending on Multi-Unit residential and Commercial Income properties," Journal of the Real Estate and Urban Economics Association, 1977.
"One Account Banking." The Banker's Magazine, 1976.
"Innovations in the Money System, Public Expenditures and Economic Welfare," The Quarterly Review of Economics and Business, 1977.
"The Economic Development of the Electronic Funds Transfer System," The New Way to Pay - Electronic Funds Transfer, University of San Francisco School of Law, 1979.
"Modeling Mutual Funds and Commercial Banks: A Comparison," Journal of Banking and Finance, 1979.
"The Supply Curve of Housing," Journal of the Real Estate and Urban Economics Association, 1979.
"A New Approach to Serial Correlation in Econometric Estimation," Working Paper, Federal Reserve Bank of Cleveland, 1970.
"U.S. Government Demand Deposits and the Monetary Aggregates," - Midwest Economics Association, 1971.
U.S. Government Demand Deposits and the Behavior of the Money Markets," Working Paper, Federal Reserve Bank of Cleveland, 1970.
"An Econometric Analysis of Relative Money Interest Rates" - Midwest Economics Association, 1971.
A Small Model of the U.S. Economy: Obtaining Consistency in the Structure Form and the Final Form of the Equations, " Working paper, Federal Reserve Bank of Cleveland, 1971.
"Comparing Final Form and Structural Form Forecasts: Can We Achieve Consistent Results?" Working Paper, Federal Reserve Bank of Cleveland, 1971.
"On Estimating the Fundamental Dynamic Equations of Structural Econometric Models," (with D. A. Pierce), Econometric Society Meeting, New Orleans, 1971.
"Income Allowance Housing Programs: A Theoretical Examination, " Working Paper, Department of Housing and Urban Development, Washington, DC, 1972.
"Modeling Urban Areas: A Review of Econometric Models," Working paper, Department of Housing and Urban Development, Washington, DC, 1972.
"A Critique of U.S. Government Housing Programs: A Theoretical Analysis," Working Paper, Department of Housing and Urban Development, Washington, DC, 1972.
"Income Allowance Housing Programs: An International Review," Working Paper, Department of Housing and urban Development, Washington, DC, 1972.
"Federal Reserve Strategy for Conducting Open-Market Operations," Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1973.
"Using More Than One Monetary Aggregate in Monetary Analysis: Reading the Tea Leaves," Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1973.
"A Generalized Theory of the Income Velocity of Circulation," Working Paper, 16-73, Rodney l. White Center for Financial Research, The University of Pennsylvania, 1973.
"Interest Rate Targeting: A Suggested Approach in Conducting Monetary Policy," Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1974.
"Asset/Liability Management: A Primer, " Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1976.
"What Do We Mean by Liability Management: Is It Safe?" Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1976.
"Dividends, Risk and Commercial Bank Stock Prices," (with D. Hill), Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1977.
"Market Discrimination, Credit Rationing and the Customer Relationship at Commercial Banks," Working Paper 2-77, Rodney L. White Center for Financial Research, The University of Pennsylvania, 1977.
"Theory of the Banking Firm with Uncertain Demand and Supply of Funds," Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1978.
"An Ordered Choice Approach to a Bank's Capital Structure," Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1978.
"The Bank Capital Decision," Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1978.
"Expectations, Commercial Bank Adjustment and the Performance of the Monetary Aggregates," (with Richard J. Rogalski and Joseph D. Vinso), Working Paper, 6-77a, The Rodney White Center for Financial Research, The University of Pennsylvania, 1978.
"Consumer Credit Controls: A General Equilbrium Approach," (with Jack Guttentag), presented at conference held by the Consumer Finance Association, Chicago, Illinois, 1979.
"The Performance of Small Banks: Are They Obsolete?" Working Paper, Finance Department, The University of Pennsylvania, 1980.
"The Demand for Money: The Role of Uncertain Price Behavior," The Rodney White Center for Financial Research, The University of Pennsylvania, 1981.
"Which Demand for Money?" Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1981.
"Post-World War II Fiscal Incentives and the National Dividend Plan," Sindlinger and Co., Media, PA 1982. Presented at a conference on the National Dividend Plan, The Heritage Foundation.
"The Relative Share of Government Expenditures in Real Output," Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1982.
Liquidity Preference: A Stable Curve or a Shifting Relationship?" Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1982.
"Money Services, Monetary Assets ad the Economics of Money," Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1982.
"Price Expectations Coming Out of An Inflationary Period Versus Coming Out of a Deflationary Period: Do They Have Similar Characteristics?" Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1983.
"The Relative Share of Federal Government Expenditures and Inflation: The Attempt to Raise the Relative Share," Working Paper, The Wharton School, The University of Pennsylvania, 1983.
"The Relationship Between Monetary Policy and Fiscal Policy: Can They Be Treated as Truly Independent?" Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1983.
"Money as Information," Working Paper, Finance Department, The Wharton School, The University of Pennsylvania, 1983.
"The U.S. Banking System and the Monetary Policy of the Federal Reserve Bank," International Money Markets, Proceedings of the International Conference in Amsterdam, 1984.